{"id":3731,"date":"2016-06-16T04:46:35","date_gmt":"2016-06-16T02:46:35","guid":{"rendered":"https:\/\/ibs.org.pl\/news\/4213\/"},"modified":"2022-12-24T03:19:28","modified_gmt":"2022-12-24T02:19:28","slug":"4213","status":"publish","type":"news","link":"https:\/\/ibs.org.pl\/en\/news\/4213\/","title":{"rendered":"Jak i czy w og\u00f3le zach\u0119ca\u0107 do oszcz\u0119dzania na emerytur\u0119"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Reformy system\u00f3w emerytalnych w wielu krajach europejskich, zw\u0142aszcza w Polsce, wprowadza si\u0119 bez oceny ex ante ich prawdopodobnych skutk\u00f3w \u2013 tak pod wzgl\u0119dem efekt\u00f3w makroekonomicznych jak i dobrobytowych. Wi\u0119kszo\u015b\u0107 modeli makroekonomicznych reform system\u00f3w emerytalnych zak\u0142ada, \u017ce ludzie s\u0105 dalekowzroczni i post\u0119puj\u0105 racjonalnie. W&nbsp; modelach tych, prawid\u0142owa odpowied\u017a na d\u0142ugowieczno\u015b\u0107 oraz niekt\u00f3re reformy systemu emerytalnego polega na zwi\u0119kszeniu prywatnych oszcz\u0119dno\u015bci dobrowolnych oraz poda\u017cy pracy. Tymczasem dane ze \u015bwiata rzeczywistego sugeruj\u0105, \u017ce taka reakcja, je\u015bli w og\u00f3le wyst\u0119puje, jest stosunkowo s\u0142aba. Prawdopodobnie jest to przejawem silnego wp\u0142ywu czynnik\u00f3w kr\u00f3tkofalowych na oszcz\u0119dno\u015bci w cyklu \u017cycia oraz poda\u017c pracy<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">W ramach realizowanego projektu &#8220;Modelowanie system\u00f3w emerytalnych&#8221; zaprojektujemy modele z niepe\u0142n\u0105 racjonalno\u015bci\u0105, kt\u00f3re b\u0119d\u0105 w stanie przynajmniej cz\u0119\u015bciowo replikowa\u0107 t\u0119 w\u0142asno\u015b\u0107 rzeczywisto\u015bci. Nasze wyniki b\u0119d\u0105 w stanie wesprze\u0107 decyzje dotycz\u0105ce kszta\u0142tu tzw. III filara emerytalnego, zanim zostan\u0105 podj\u0119te jakiekolwiek decyzje.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Zapraszamy do \u015bledzenia informacji dotycz\u0105cych post\u0119pu prac na podstronie projektu (<a href=\"https:\/\/ibs.org.pl\/research\/modelowanie-systemow-emerytalnych-w-warunkach-niepelnej-racjonalnosci-propozycje-dla-polityki-gospodarczej\/\" target=\"_blank\" rel=\"noreferrer noopener\">zobacz<\/a>).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">***<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/ibs.org.pl\/wp-content\/uploads\/2022\/12\/JoannaTyrowicz_zdj.png\" alt=\"\" class=\"wp-image-19352\" width=\"292\" height=\"439\" srcset=\"https:\/\/ibs.org.pl\/wp-content\/uploads\/2022\/12\/JoannaTyrowicz_zdj.png 292w, https:\/\/ibs.org.pl\/wp-content\/uploads\/2022\/12\/JoannaTyrowicz_zdj-200x300.png 200w\" sizes=\"auto, (max-width: 292px) 100vw, 292px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p class=\"wp-block-paragraph\">Projektem kieruje dr hab. Joanna Tyrowicz. Dr hab. Tyrowicz jest wyk\u0142adowczyni\u0105 Uniwersytetu Warszawskiego oraz prezesk\u0105 Fundacji Adept\u00f3w i Mi\u0142o\u015bnik\u00f3w i Ekonomii (FAME). Tytu\u0142 doktora w dziedzinie nauk ekonomicznych uzyska\u0142a w 2006 roku na Wydziale Nauk Ekonomicznych Uniwersytetu Warszawskiego; posiada r\u00f3wnie\u017c dyplom Katholike Universiteit Leuven; by\u0142a stypendystk\u0105 Fulbrighta na Uniwersytecie Columbia (2009 r.) oraz stypendystk\u0105 Mellona w Holenderskim Instytucie Bada\u0144 Zaawansowanych (2010 r.). Od 2007 roku pe\u0142ni funkcj\u0119 doradcy ekonomicznego w Instytucie Ekonomicznym Narodowego Banku Polskiego, specjalizuj\u0105c si\u0119 w zagadnieniach rynku pracy i gospodarstw domowych. By\u0142a r\u00f3wnie\u017c konsultantk\u0105 w projektach Banku \u015awiatowego. Jej rozprawa habilitacyjna pt. \u201eHistereza bezrobocia w Polsce\u201d zosta\u0142a wyr\u00f3\u017cniona nagrod\u0105 Polskiego Towarzystwa Ekonomicznego dla najlepszej ksi\u0105\u017cki o tematyce ekonomicznej w 2014 roku.<\/p>\n<\/div>\n<\/div>\n","protected":false},"featured_media":3734,"template":"","news_type":[188,173],"class_list":["post-3731","news","type-news","status-publish","has-post-thumbnail","hentry","news_type-emerytury","news_type-projekty"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Jak i czy w og\u00f3le zach\u0119ca\u0107 do oszcz\u0119dzania na emerytur\u0119 - IBS - Instytut Bada\u0144 Strukturalnych<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ibs.org.pl\/en\/news\/4213\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Jak i czy w og\u00f3le zach\u0119ca\u0107 do oszcz\u0119dzania na emerytur\u0119 - IBS - Instytut Bada\u0144 Strukturalnych\" \/>\n<meta property=\"og:description\" content=\"Reformy system\u00f3w emerytalnych w wielu krajach europejskich, zw\u0142aszcza w Polsce, wprowadza si\u0119 bez oceny ex ante ich prawdopodobnych skutk\u00f3w \u2013 tak pod [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/ibs.org.pl\/en\/news\/4213\/\" \/>\n<meta property=\"og:site_name\" content=\"IBS - Instytut Bada\u0144 Strukturalnych\" \/>\n<meta property=\"article:modified_time\" content=\"2022-12-24T02:19:28+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/ibs.org.pl\/wp-content\/uploads\/2022\/11\/pixabay_oszczedzanie.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"640\" \/>\n\t<meta property=\"og:image:height\" content=\"423\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/ibs.org.pl\\\/en\\\/news\\\/4213\\\/\",\"url\":\"https:\\\/\\\/ibs.org.pl\\\/en\\\/news\\\/4213\\\/\",\"name\":\"Jak i czy w og\u00f3le zach\u0119ca\u0107 do oszcz\u0119dzania na emerytur\u0119 - IBS - Instytut Bada\u0144 Strukturalnych\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/ibs.org.pl\\\/pl\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/ibs.org.pl\\\/en\\\/news\\\/4213\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/ibs.org.pl\\\/en\\\/news\\\/4213\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/ibs.org.pl\\\/wp-content\\\/uploads\\\/2022\\\/11\\\/pixabay_oszczedzanie.jpg\",\"datePublished\":\"2016-06-16T02:46:35+00:00\",\"dateModified\":\"2022-12-24T02:19:28+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/ibs.org.pl\\\/en\\\/news\\\/4213\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/ibs.org.pl\\\/en\\\/news\\\/4213\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/ibs.org.pl\\\/en\\\/news\\\/4213\\\/#primaryimage\",\"url\":\"https:\\\/\\\/ibs.org.pl\\\/wp-content\\\/uploads\\\/2022\\\/11\\\/pixabay_oszczedzanie.jpg\",\"contentUrl\":\"https:\\\/\\\/ibs.org.pl\\\/wp-content\\\/uploads\\\/2022\\\/11\\\/pixabay_oszczedzanie.jpg\",\"width\":640,\"height\":423},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/ibs.org.pl\\\/en\\\/news\\\/4213\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/ibs.org.pl\\\/pl\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Jak i czy w og\u00f3le zach\u0119ca\u0107 do oszcz\u0119dzania na emerytur\u0119\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/ibs.org.pl\\\/pl\\\/#website\",\"url\":\"https:\\\/\\\/ibs.org.pl\\\/pl\\\/\",\"name\":\"IBS - Instytut Bada\u0144 Strukturalnych\",\"description\":\"Jeste\u015bmy niezale\u017cn\u0105 fundacj\u0105 naukow\u0105. 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